• Toews Hedged Mutual Funds nonqualified application and forms
• Toews Hedged Mutual Funds IRA application
• Toews Hedged Mutual Funds IRA transfer of assets form
• Toews Funds Combination Prospectus

Funds can be wired to Toews Hedged Emerging Markets Fund account custodied at Gemini Fund Services:

First National Bank
ABA: 104000016
Toews Subscription Account
Acct # 110242994
FBO: Shareholder Name
Call 1-877-558-6397 for more information

Investors should carefully consider the investment objectives, risks, charges and expenses of the Toews Funds. This and other important information about the Fund is contained in the prospectus, which can be obtained by calling 877-863-9726. The prospectus should be read carefully before investing. The Toews Funds are distributed by Northern Lights Distributors, LLC. 0457-NLD-4/6/2010